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Get the funding your business needs to grow without using your SSN
If you're looking to build your business credit and get approved for more loans, we specialize in helping business owners create a positive business credit profile and build their credit reports so they can get approved for loans with no personal guarantee or personal credit check.
Everyone knows that the largest corporations in the world used other people’s money to get there. A successful business needs to have access to lines of credit and business loans at the best possible rates. Having established business credit is the key to getting access to funding, even when you can’t qualify for a loan.
Our experts have gone through the trenches of business credit building and seen all the possible mistakes. As a result, we know exactly how to quickly build your business credit profile and help you open the door to the funding your business needs to scale up.
Whether you are a startup business looking for more money to keep you afloat or an established company looking to secure a large amount of funding to expand your business, we have got you covered. Book a consultation with our business credit building team now to find out how we can help you secure the loans your business needs to thrive.
Our Business Credit Building Process
Below is our 5-step time tested approach to credit building. We have helped several companies like yours build their business credit and get no personal guarantee loans using this approach.
1. Set up your business to meet lender compliance
The first thing we do is make sure your business meets lender underwriting criteria. Our business credit experts know what banks are looking for, so we’ll put every necessary thing in place to get your business in compliance. This step is essential to ensure bank and other lenders do not reject your loan application because your company didn’t meet the underwriting criteria
2. Create a business credit profile
Once we have successfully set up your business to meet lenders’ underwriting requirements, we then help you create and activate a credit profile with business credit bureaus. We work with three main credit bureaus: Corporate Experian, Business Equifax, and Dun & Bradstreet. At this stage, our team will also teach you how to understand your business credit reports.
3. Set your business up with vendors
Here, we set up trade accounts and help you get credits in your business name. Most of these credits won’t require a personal credit check or personal guarantee. Additionally, we’ll ensure they are vendors that will report the credit to business credit reporting agencies. As long as you pay your bills and follow our team’s instruction, your business credit scores and ratings will continue to increase.
4. Access revolving credit cards
After a few months of building your business credit score, your company can start accessing revolving credit cards with limits ranging from $5000 - $50,000 and in some cases more. You will get these credits in your business name and can obtain them without a personal guarantee.
5. Qualify for bigger business funding
Once we finish building your business credits through step 4 above, your business will qualify for unsecured lines of credit. In other words, you will be able to access new lines of credit and loans in your business name without being personally liable for your business debt. In addition, you will have a much easier time securing bigger loans for your business. Also, you would have successfully separated your business liability from your personal debt.
Get Access to Different Types of Credit
Our business credit building services will give you access to different types of credits, including:
- Store business You will be able to secure credits from major national retailers like Walmart, Amazon, Costco, and more.
- Fleet credits Your business will have an easier time getting credits for fuel and vehicle repairs.
- Vehicle financing Your business will qualify for vehicle finance. You would be able to secure loans to buy vehicles in your business name.
- Cash Credits Building your business credits will help you get approved for credit cards with Visa and MasterCard.